View mortgage rates in Toulouse in 2026. Average rate over 20 years: 3.48 %.
Average rate 20 yrs
3,48 %
Avg. price per m²
3,250 €
Department
31
Mortgage brokers
134+
| Term | Average rate | Min rate* | Max rate* |
|---|---|---|---|
| 10 yrs | 3,18 % | 2,78 % | 3,48 % |
| 15 yrs | 3,33 % | 2,93 % | 3,63 % |
| 20 yrs | 3,48 % | 3,08 % | 3,78 % |
| 25 yrs | 3,68 % | 3,28 % | 3,98 % |
* Rates and min/max ranges are indicative (built-in reference, no API). Excl. insurance. Price per m² (detail): medians from official French government data (DVF 2025) when the commune has enough published sales.
Flats & houses · Resale & new
7,954 transactions · INSEE 31555 · Postcode 31000, 31100, 31200, 31300, 31400, 31500
| Flat | House | |
|---|---|---|
| ResaleOfficial French government data (DVF 2025) — all postcodes in the commune | 3,250 €/m² | 3,710 €/m² |
| New2025 DVF or market coef. | 3,933 €/m²estimated | 4,489 €/m²estimated |
Studio (25 m²)
97,500 €
3-bed (65 m²)
253,500 €
5-bed (100 m²)
390,000 €
Average price based on 3,900 €/m²; per m² detail uses official French government data (DVF 2025) when the commune is covered, otherwise an estimate aligned with 2025 public references.
Parameters pre-filled with Toulouse data (rate 3.48%).
134 mortgage brokers operate in Toulouse and its region. A broker can help you access negotiated deals from many banks and support you in building your application.
Major networks present: Meilleurtaux, Pretto, Vousfinancer, Cafpi, Empruntis, as well as independent brokers.
In Toulouse, the average 20-year rate in 2026 is approximately 3.48%.
The average price per m² in Toulouse is about 3,900 € in 2026.
For a 50 m² property in Toulouse (~195,000 €), you need ~175,500 € with 10% down.
Toulouse is likely in PTZ zone B1.