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All our simulators are regularly updated with 2026 data.
Loan simulator
Calculate your monthly payments, total cost and amortization schedule in real time.
Borrowing capacity
Find out the maximum amount banks can lend you based on your situation.
Notary fees
Estimate notary fees for your real estate purchase (old or new property).
Early repayment
Calculate the savings from repaying part of your loan ahead of schedule.
Fixed vs variable rate
Compare both rate types over the full loan term under different scenarios.
Rates by city
View average rates in major French cities.
Current mortgage rates
Built-in indicative reference — no API calls
| Duration | Average rate |
|---|---|
| 10 yrs | 3,15 % |
| 15 yrs | 3,30 % |
| 20 yrs | 3,45 % |
| 25 yrs | 3,65 % |
* For €150,000 borrowed, excl. insurance. Source: Données indicatives. Indicative rates (built-in reference, no API).
Guides & Tips
All guides15 avril 2026
Comment calculer son taux d'endettement ?
Le taux d'endettement est le principal critère des banques. Découvrez comment le calculer et les règles HCSF à respecter.
10 avril 2026
Documents à fournir pour un dossier de prêt
Liste complète des pièces justificatives demandées par les banques pour constituer votre dossier de crédit immobilier.
1er avril 2026
PTZ 2026 : conditions et montants
Le Prêt à Taux Zéro a été étendu en 2026. Découvrez les nouvelles conditions d'éligibilité et les montants selon les zones.
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