PrêtImmoPro

Legal notice

Last updated:

In accordance with Articles 6-III and 19 of French Law No. 2004-575 of 21 June 2004 on confidence in the digital economy (LCEN), this legal notice is made available to users and visitors of pretimmopro.fr.

1. Publisher

The PrêtImmoPro website (at https://pretimmopro.fr) is published by an individual as a free, independent information service.

  • Name: PrêtImmoPro
  • Status: Natural person — non-professional publisher
  • Publication director: the site owner (contact details available on request at the address below)
  • Contact: contact@pretimmopro.fr

PrêtImmoPro is an information and simulation site for individuals. It is not a credit institution, banking intermediary (IOBSP), investment adviser (CIF) or investment service provider. Nothing on this site constitutes financial advice or a credit offer.

2. Hosting

The site is hosted by:

  • Company: OVH SAS
  • Address: 2 rue Kellermann, 59100 Roubaix, France
  • Company registration (RCS): Roubaix-Tourcoing 424 761 419 00045
  • Website: https://www.ovhcloud.com
  • Type: Virtual Private Server (VPS) — infrastructure located in France

OVH servers used for this site are located in France in OVH data centres compliant with ISO 27001. Traffic data is processed in line with OVH's privacy policy on their website.

3. Intellectual property

All elements of the PrêtImmoPro site — structure, design, text, calculation algorithms, logos, icons and any other content — are the exclusive property of the publisher unless expressly stated otherwise.

Any reproduction, representation, modification, publication or adaptation, in whole or in part, by any means, is prohibited without prior written consent, in accordance with Articles L.122-4 et seq. of the French Intellectual Property Code.

Mathematical formulas used in the simulators (monthly payment, amortisation, borrowing capacity, notary fees) are standard public-domain financial formulas. Their implementation in code is protected by copyright.

4. Limitation of liability

PrêtImmoPro strives to provide accurate information and simulation results. However, the publisher cannot guarantee accuracy, completeness or relevance of the information on this site.

Simulations are indicative only and do not constitute a credit offer, commercial proposal or commitment by any financial institution. Results may differ materially from actual bank offers, which use their own underwriting and pricing criteria.

The publisher shall not be liable for:

  • Financial decisions based on the site's information or simulations;
  • Interruptions, unavailability or technical malfunctions;
  • Fraudulent or improper use of the tools;
  • Direct or indirect damage arising from access to or use of the site.

5. Hyperlinks

The site may contain links to third-party sites for information only. The publisher does not control their content and disclaims responsibility for their availability, accuracy or compliance with applicable law.

Some links or advertising placements may be affiliate links: if you take action (sign-up, subscription, contact request) with a partner, the publisher may receive a commission at no extra cost to you. This revenue helps fund the site. Editorial content and simulator formulas are not altered based on these partnerships. Where required by law or good practice, promotional or affiliate links are disclosed next to the link or at the end of the article.

Links to PrêtImmoPro are permitted provided misleading presentation (inline frames, hidden deep linking) is not used and the publisher is informed by email.

6. Applicable law and jurisdiction

This legal notice is governed by French law. Any dispute shall fall within the exclusive jurisdiction of the French courts.

Under Article L.612-1 of the French Consumer Code, any consumer may use a free consumer mediation service to seek an amicable settlement of a dispute with a professional.

7. Contact

For questions about this legal notice, or to exercise your personal data rights (see our Privacy policy), you can contact us: