View mortgage rates in Nantes in 2026. Average rate over 20 years: 3.47 %.
Average rate 20 yrs
3,47 %
Avg. price per m²
3,390 €
Department
44
Mortgage brokers
89+
| Term | Average rate | Min rate* | Max rate* |
|---|---|---|---|
| 10 yrs | 3,17 % | 2,77 % | 3,47 % |
| 15 yrs | 3,32 % | 2,92 % | 3,62 % |
| 20 yrs | 3,47 % | 3,07 % | 3,77 % |
| 25 yrs | 3,67 % | 3,27 % | 3,97 % |
* Rates and min/max ranges are indicative (built-in reference, no API). Excl. insurance. Price per m² (detail): medians from official French government data (DVF 2025) when the commune has enough published sales.
Flats & houses · Resale & new
4,992 transactions · INSEE 44109 · Postcode 44000, 44100, 44200, 44300
| Flat | House | |
|---|---|---|
| ResaleOfficial French government data (DVF 2025) — all postcodes in the commune | 3,390 €/m² | 4,115 €/m² |
| New2025 DVF or market coef. | 4,102 €/m²estimated | 4,979 €/m²estimated |
Studio (25 m²)
102,500 €
3-bed (65 m²)
266,500 €
5-bed (100 m²)
410,000 €
Average price based on 4,100 €/m²; per m² detail uses official French government data (DVF 2025) when the commune is covered, otherwise an estimate aligned with 2025 public references.
Parameters pre-filled with Nantes data (rate 3.47%).
89 mortgage brokers operate in Nantes and its region. A broker can help you access negotiated deals from many banks and support you in building your application.
Major networks present: Meilleurtaux, Pretto, Vousfinancer, Cafpi, Empruntis, as well as independent brokers.
In Nantes, the average 20-year rate in 2026 is approximately 3.47%.
The average price per m² in Nantes is about 4,100 € in 2026.
For a 50 m² property in Nantes (~205,000 €), you need ~184,500 € with 10% down.
Nantes is likely in PTZ zone B1.