View mortgage rates in Nice in 2026. Average rate over 20 years: 3.55 %.
Average rate 20 yrs
3,55 %
Avg. price per m²
4,853 €
Department
06
Mortgage brokers
76+
| Term | Average rate | Min rate* | Max rate* |
|---|---|---|---|
| 10 yrs | 3,25 % | 2,85 % | 3,55 % |
| 15 yrs | 3,40 % | 3,00 % | 3,70 % |
| 20 yrs | 3,55 % | 3,15 % | 3,85 % |
| 25 yrs | 3,75 % | 3,35 % | 4,05 % |
* Rates and min/max ranges are indicative (built-in reference, no API). Excl. insurance. Price per m² (detail): medians from official French government data (DVF 2025) when the commune has enough published sales.
Flats & houses · Resale & new
7,518 transactions · INSEE 06088 · Postcode 6000, 6100, 6200, 6300
| Flat | House | |
|---|---|---|
| ResaleOfficial French government data (DVF 2025) — all postcodes in the commune | 4,853 €/m² | 6,450 €/m² |
| New2025 DVF or market coef. | 5,629 €/m²estimated | 7,482 €/m²estimated |
Studio (25 m²)
140,000 €
3-bed (65 m²)
364,000 €
5-bed (100 m²)
560,000 €
Average price based on 5,600 €/m²; per m² detail uses official French government data (DVF 2025) when the commune is covered, otherwise an estimate aligned with 2025 public references.
Parameters pre-filled with Nice data (rate 3.55%).
76 mortgage brokers operate in Nice and its region. A broker can help you access negotiated deals from many banks and support you in building your application.
Major networks present: Meilleurtaux, Pretto, Vousfinancer, Cafpi, Empruntis, as well as independent brokers.
In Nice, the average 20-year rate in 2026 is approximately 3.55%.
The average price per m² in Nice is about 5,600 € in 2026.
For a 50 m² property in Nice (~280,000 €), you need ~252,000 € with 10% down.
Nice is likely in PTZ zone B1.