View mortgage rates in Paris in 2026. Average rate over 20 years: 3.45 %.
Average rate 20 yrs
3,45 %
Avg. price per m²
9,800 €
Department
75
Mortgage brokers
312+
| Term | Average rate | Min rate* | Max rate* |
|---|---|---|---|
| 10 yrs | 3,15 % | 2,75 % | 3,45 % |
| 15 yrs | 3,30 % | 2,90 % | 3,60 % |
| 20 yrs | 3,45 % | 3,05 % | 3,75 % |
| 25 yrs | 3,65 % | 3,25 % | 3,95 % |
* Rates and min/max ranges are indicative (built-in reference, no API). Excl. insurance. Price per m² (detail): medians from official French government data (DVF 2025) when the commune has enough published sales.
Official French government data (DVF 2025) does not yet support reliable per-property-type medians for this commune (insufficient published volume). The €/m² figures below are estimates aligned with 2025 public references and PTZ-zone coefficients.
Flats & houses · Resale & new
| Flat | House | |
|---|---|---|
| ResaleFrom reference €/m² (site city data) | 9,016 €/m² | 11,564 €/m² |
| NewMarket estimate | 10,098 €/m²estimated | 12,952 €/m²estimated |
Studio (25 m²)
245,000 €
3-bed (65 m²)
637,000 €
5-bed (100 m²)
980,000 €
Average price based on 9,800 €/m²; per m² detail uses official French government data (DVF 2025) when the commune is covered, otherwise an estimate aligned with 2025 public references.
Parameters pre-filled with Paris data (rate 3.45%).
312 mortgage brokers operate in Paris and its region. A broker can help you access negotiated deals from many banks and support you in building your application.
Major networks present: Meilleurtaux, Pretto, Vousfinancer, Cafpi, Empruntis, as well as independent brokers.
In Paris, the average 20-year rate in 2026 is approximately 3.45%.
The average price per m² in Paris is about 9,800 € in 2026.
For a 50 m² property in Paris (~490,000 €), you need ~441,000 € with 10% down.
Paris is likely in PTZ zone B1.