View mortgage rates in Lyon in 2026. Average rate over 20 years: 3.52 %.
Average rate 20 yrs
3,52 %
Avg. price per m²
5,200 €
Department
69
Mortgage brokers
156+
| Term | Average rate | Min rate* | Max rate* |
|---|---|---|---|
| 10 yrs | 3,22 % | 2,82 % | 3,52 % |
| 15 yrs | 3,37 % | 2,97 % | 3,67 % |
| 20 yrs | 3,52 % | 3,12 % | 3,82 % |
| 25 yrs | 3,72 % | 3,32 % | 4,02 % |
* Rates and min/max ranges are indicative (built-in reference, no API). Excl. insurance. Price per m² (detail): medians from official French government data (DVF 2025) when the commune has enough published sales.
Official French government data (DVF 2025) does not yet support reliable per-property-type medians for this commune (insufficient published volume). The €/m² figures below are estimates aligned with 2025 public references and PTZ-zone coefficients.
Flats & houses · Resale & new
| Flat | House | |
|---|---|---|
| ResaleFrom reference €/m² (site city data) | 4,784 €/m² | 6,136 €/m² |
| NewMarket estimate | 5,549 €/m²estimated | 7,118 €/m²estimated |
Studio (25 m²)
130,000 €
3-bed (65 m²)
338,000 €
5-bed (100 m²)
520,000 €
Average price based on 5,200 €/m²; per m² detail uses official French government data (DVF 2025) when the commune is covered, otherwise an estimate aligned with 2025 public references.
Parameters pre-filled with Lyon data (rate 3.52%).
156 mortgage brokers operate in Lyon and its region. A broker can help you access negotiated deals from many banks and support you in building your application.
Major networks present: Meilleurtaux, Pretto, Vousfinancer, Cafpi, Empruntis, as well as independent brokers.
In Lyon, the average 20-year rate in 2026 is approximately 3.52%.
The average price per m² in Lyon is about 5,200 € in 2026.
For a 50 m² property in Lyon (~260,000 €), you need ~234,000 € with 10% down.
Lyon is likely in PTZ zone B1.