About PrêtImmoPro
PrêtImmoPro helps individuals and investors understand property finance in France: mortgages, borrowing capacity, incentives, and reference rates by city. We do not sell loans; we publish free guides and calculators, updated regularly.
Our mission
Make reliable information on mortgages, HCSF rules, incentives (e.g. zero-interest loans) and indicative rate levels accessible, so you can prepare your file or compare scenarios before speaking with a professional.
We aim for clarity: no promise of a personalised “best rate” without a full application, no bespoke investment advice — only explanations, transparent formulas and identifiable sources.
Editorial methodology (YMYL)
Money and housing topics are sensitive for search engines (YMYL). Each guide shows publication and last revision dates. When legal or regulatory provisions are cited, we aim for accuracy and cautious wording; if in doubt, always check with a notary, banker or wealth adviser.
On-site simulators use standard financial formulas (fixed-rate amortisation, indicative borrowing capacity, etc.). Results remain indicative: each lender applies its own criteria.
Sources for rates and data
The rate grids shown on the site are indicative references built into the product (no live calls to banks). “Rates by city” pages combine these references with documented adjustments to reflect observable market spreads.
For price per m², where stated on a page, we rely on public data (e.g. DVF / government statistics) and volume thresholds to avoid misleading interpretations in small communes.
Independence and monetisation
The site may show advertising (e.g. Google AdSense) or affiliate links. This revenue supports hosting and editorial work. It does not change simulator formulas. Identifiable promotional links are disclosed near the link or in the legal notice.
Contact
contact@pretimmopro.fr — To report an error or suggest a correction or source.